FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060502601 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: John C. Howley, Respondent Former Registered Representative CRD No. 2229244 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent John C. Howley ("Howley"), submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060178301 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Peter G. Plaut, Respondent Registered Representative CRD No. 2174346 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Peter G. Plaut ("Plaut"), submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017055723501 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Melissa Ann Strouse, Respondent Former Chief Compliance Officer and General Securities Principal CRD No. 3200452 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Melissa Ann Strouse submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019063523501 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Michael Barry Carter, Respondent Former Registered Representative CRD No. 3232017 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Michael Barry Carter submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059317501 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Jeffrey L. Vasilo, Respondent General Securities Representative and Investment Company and Variable Contracts Products Representative CRD No. 3180004 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Jeffrey L. Vasiloff submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing