From April 2019 through December 2023, Lin effected unauthorized transactions in the variable annuity subaccounts of three customers. As a result, Lin violated FINRA Rule 2010. From January 2023 through December 2023, Lin exercised discretion without prior written authorization in the variable annuity subaccounts of one customer. As a result, Lin violated FINRA Rules 3260(b) and 2010. For these violations, Lin is suspended in all capacities for seven months and fined $10,000.

From October 2022 through March 2025, Dinosaur Financial failed to timely report to FINRA’s Trade Reporting and Compliance Engine (TRACE) 1,276 TRACE-eligible securities, in violation of FINRA Rules 6730(a) and 2010, and failed to timely report to the MSRB’s Real-time Transaction Reporting System (RTRS) 507 transactions in municipal securities, in violation MSRB Rule G-14(b). During the same period, the firm also failed to establish, maintain, and enforce a supervisory system, including written supervisory procedures (WSPs), reasonably designed to achieve compliance with applicable reporting r