Between February 2024 and January 2025, Igwe charged $3,948 for 86 meals and car rides to her Merrill Lynch credit card. Igwe characterized these charges as business expenses when, in fact, they were personal expenses that violated Merrill Lynch’s expense policy. Therefore, Igwe violated FINRA Rule 2010 by improperly using firm funds. For that misconduct, she is suspended for eight months and fined $5,000.