At certain times between April 2020 and November 2022, Vision failed to accurately calculate its required customer reserve and its required reserve for proprietary accounts of broker-dealers (PABs). The firm's inaccurate calculations on these occasions caused its reserve accounts to be underfunded, resulting in hindsight deficiencies. This also caused the firm co maintain inaccurate books and records and to file inaccurate Financial and Operational Combined Uniform Single (FOCUS) reports.

Quiroz refused to appear for on-the-record testimony requested by FINRA pursuant to FINRA Rule 8210. As a result, she violated FINRA Rules 8210 and 2010 and is barred from associating with any FINRA member in all capacities.

Gamez failed to provide information and documents requested pursuant to FINRA Rule 8210 in connection with a FINRA investigation into whether Gamez used customer funds for personal reasons. As a result, Gamez violated FINRA Rules 8210 and 2010 and is barred from associating with any FINRA member in all capacities.