FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022076731901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Kalomira K. Zangoulos (Respondent) Former General Securities Representative and Investment Company and Variable Contracts Products Representative CRD No. 4451124 Pursuant to FINRA Rule 9216, Respondent Kalomira K. Zangoulos submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.