FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO.2023079747801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Gloria R. Geslak (Respondent) Associated Person CRD No. 5314848 Pursuant to FINRA Rule 9216, Respondent Gloria R. Geslak submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023078203401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James H. MacKellar (Respondent) Former Direct Participation Programs Representative, Investment Company and Variable Contracts Products Principal, and Investment Company and Variable Contracts Products Representative CRD No. 803007 Pursuant to FINRA Rule 9216, Respondent James H.