FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT No. 2018059983001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Hector Ramos, Respondent Former Registered Representative CRD No. 4172477 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Hector Ramos submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019063301201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Mark William Menard, Respondent General Securities Representative CRD No. 2066519 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Mark William Menard submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016051884601 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Mizuho Securities USA LLC, Respondent Broker-Dealer CRD No. 19647 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Mizuho Securities USA LLC ("Mizuho", the "Firm" or "Respondent") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019064729701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Marie Bernadette Kincheloe, Respondent Former Registered Representative CRD No. 6527523 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Marie Bernadette Kincheloe (Kincheloe) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2015045755510 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Douglas A. Sanzone, Respondent Former General Securities Principal CRD No. 1646194 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Douglas A. Sanzone (“Sanzone” or “Respondent”) submits this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations described below.