FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018057956001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: SageTrader, LLC (Respondent) Member Firm CRD No. 137862 Pursuant to FINRA Rule 9216, Respondent SageTrader, LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021073069401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Kevin Hobbs (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 4267482 Pursuant to FINRA Rule 9216, Respondent Kevin Hobbs submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.