FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021070765201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Brendan Ercole (Respondent) General Securities Representative CRD No. 6391100 Pursuant to FINRA Rule 9216, Respondent Brendan Ercole submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022076437201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Crystal Bing Sum Cho (Respondent) Former Associated Person CRD No. 7277415 Pursuant to FINRA Rule 9216, Respondent Crystal Bing Sum Cho submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Miche D. Jean CRD No. 5918186, Respondent. Disciplinary Proceeding No. 2022076975901 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Respondent Miche Jean failed to provide information and documents and appear for on-the-record testimony that FINRA requested pursuant to FINRA Rule 8210 as part of an investigation into whether Jean converted money from his customer. As a result, Jean violated FINRA Rules 8210 and 2010.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021071134401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jose M. Candelario Padilla (Respondent) General Securities Representative CRD No. 4847560 Pursuant to FINRA Rule 9216, Respondent Jose M. Candelario Padilla submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.