Howell willfully failed to timely amend his Uniform Application for Securities Industry Registration or Transfer (Form U4) to disclose an investment-related civil judgment entered against him. Although the judgment was entered in May 2021, it was not disclosed until November 2025. As a result, Howell violated Article V, Section 2(c) of FINRA’s By-Laws and FINRA Rules 1122 and 2010. For this violation, Howell is suspended in all capacities for three months and fined $5,000.

Bridges refused to provide information and documents requested pursuant to FINRA Rule 8210 in connection with an investigation into undisclosed payments that Bridges made to a potential client and to a CIBC employee. As a result, Bridges violated FINRA Rules 8210 and 2010 and is barred from associating with any FINRA member in all capacities.

Respondent is barred from associating with any FINRA member firm in any capacity for failing to provide information and documents that FINRA requested in connection with an investigation, in violation of FINRA Rules 8210 and 2010.