FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2024081647101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Brandon Daniel Neil (Respondent) Investment Company Products/Variable Contracts Principal and Investment Company and Variable Contracts Products Representative CRD No. 4382535 Pursuant to FINRA Rule 9216, Respondent Brandon Neil submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023079716301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Edward Kotak, Jr. (Respondent) General Securities Representative CRD No. 6122803 Pursuant to FINRA Rule 9216, Respondent Edward Kotak, Jr. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.