FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060563201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: John Chrysadakis, Respondent Investment Company and Variable Contracts Products Representative CRD No. 5680661 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent John Chrysadakis submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060812901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Joseph Monroe Lawrence III, Respondent Former General Securities Representative CRD No. 5605961 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Joseph Monroe Lawrence III submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2013037127501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Virtu Americas LLC (f/k/a KCG Americas LLC), Respondent Member Firm CRD No. 149823 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Virtu Americas LLC (f/k/a KCG Americas LLC) ("Virtu" or the "firm") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017056579502 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Robert James D’Andria, Respondent General Securities Representative CRD No. 1916172 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Robert James D’Andria (“D’Andria” or “Respondent”) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.