FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059902901 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: William J. Schnepp, Respondent Former General Securities Representative and Investment Company and Variable Contracts Products Representative CRD No. 1854941 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent William J. Schnepp submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. ANDREW P. YORO (CRD No. 6870944), Respondent. Disciplinary Proceeding No. 2018056934901 Hearing Officer-DDM DEFAULT DECISION October 4, 2019 Respondent cheated on the Series 7 examination, in violation of NASD Rule 1080 and FINRA Rule 2010. For this misconduct, he is barred from associating