FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059433001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: David Jin Kyu Chong (Respondent) General Securities Representative CRD No. 2679656 Pursuant to FINRA Rule 9216, Respondent David Jin Kyu Chong submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

BEFORE THE NATIONAL ADJUDICATORY COUNCIL FINANCIAL INDUSTRY REGULATORY AUTHORITY In the Matter of Department of Enforcement, Complainant, vs. Charles A. Laverty Newport Beach, CA, Respondent. DECISION Complaint No. 2016050205901 Dated: December 22, 2020 Registered representative borrowed $1.35 million from customers without