FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064399201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Timothy Joseph (Respondent) Investment Company and Variable Contracts Products Representative CRD No. 4393016 Pursuant to FINRA Rule 9216, Respondent Timothy Joseph submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019061510101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Terry Tzagarakis (Respondent) General Securities Representative CRD No. 2796055 Pursuant to FINRA Rule 9216, Respondent Terry Tzagarakis submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. SECURITIES EXCHANGE ACT OF 1934 Release No. 90759 / December 21, 2020 Admin. Proc. File No. 3-18895 In the Matter of the Application of WILLIAM H. MURPHY & CO., INC. and WILLIAM H. MURPHY For Review of Disciplinary Action Taken by FINRA OPINION OF THE COMMISSION REGISTERED SECURITIES ASSOCIATION — REVIEW OF DISCIPLINARY PROCEEDING Registered securities association found that member firm engaged in the unregistered sale of securities when no exemption from

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019062521501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Daniel Peter Daly (Respondent) Former General Securities Representative CRD No. 1862120 Pursuant to FINRA Rule 9216, Respondent Daniel Peter Daly submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted