FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064668001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: John A. Westbrook, Respondent Former General Securities Representative CRD No. 1846059 Pursuant to FINRA Rule 9216, Respondent John A. Westbrook submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018058820102 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Lawrence Goldstein (Respondent) Former General Securities Representative CRD No. 2282699 Pursuant to FINRA Rule 9216, Respondent Lawrence Goldstein submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.