FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023078507801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Estevao Dias Semedo (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 4631886 Pursuant to FINRA Rule 9216, Respondent Estevao Dias Semedo (Semedo) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.