FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER,AND CONSENT NO.2023079717301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Alfred Schefer (Respondent) Investment Company and Variable Contracts Products Representative and Direct Participation Programs Representative CRD No. 1809353 Pursuant to FINRA Rule 9216, Respondent Alfred Schefer submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023079729201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Robert Edward Johnson (Respondent) Investment Company and Variable Contracts Products Representative CRD No. 2363510 Pursuant to FINRA Rule 9216, Respondent Robert Edward Johnson submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.