FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016050231901 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Voya Financial Advisors, Inc., Respondent CRD No. 2882 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Voya Financial Advisors, Inc., ("Voya" or the "Firm") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2014042876501 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: James E. Bashaw, Respondent CRD No. 1251491 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, James E. Bashaw ("Bashaw" or "Respondent"), submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059336001 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Steven E. Zerbarini, Respondent General Securities Principal, General Securities Sales Supervisor, and General Securities Representative CRD No. 2845669 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Steven E. Zerbarini ("Zerbarini"), submit this Letter of Acceptance, Waiver and Consent

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017054565801 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Nelson Freyre-Gallardo, Respondent Former Registered Representative CRD No. 5020871 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Nelson Freyre-Gallardo, submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018058108001 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Erin Lynn Verespy, Respondent Registered Representative CRD No. 2727866 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Erin Lynn Verespy ("Verespy" or "respondent") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Brian Lawrence Stephan. (CRD No. 4222796) Respondent. Disciplinary Proceeding NO. 2014042022401 Hearing Officer – RES ORDER ACCEPTING OFFER OF SETTLEMENT INTRODUCTION Disciplinary Proceeding No. 2014042022401 was filed on August 17, 2018, by the Department of Enforcement of the Financial Industry Regulatory Authority (FINRA) (Complainant). Respondent Brian Lawrence Stephan

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016048551101 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Euro Pacific Capital, Inc. (n/k/a A.G.P./Alliance Global Partners Corp.), Respondent Broker-Dealer CRD No. 8361 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Euro Pacific Capital, Inc. ("EURP," the "Firm," or "Respondent") submits this Letter of Acceptance, Waiver and Consent

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018057754401 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: John D. Ernst, Respondent Former Investment Company Products/Variable Contracts Representative CRD No. 1958252 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, John D. Ernst, submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 20170546503-01 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Michael Milad Tanha, Respondent Registered Representative CRD No. 6022108 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Michael Milad Tanha, submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018058794401 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Stephen Patrick Tosha ("Tosha" or "Respondent") General Securities Representative CRD No. 5970854 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement