FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017052422801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Chad Andrew Perkins, Respondent General Securities Representative CRD No. 4929849 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent, Chad Andrew Perkins, submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059679301 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: William George Davis, Respondent Former Registered Representative CRD No. 811559 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent William George Davis ("Davis" or "Respondent") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059902901 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: William J. Schnepp, Respondent Former General Securities Representative and Investment Company and Variable Contracts Products Representative CRD No. 1854941 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent William J. Schnepp submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations