FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020065142001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Santander US Capital Markets LLC, formerly known as Santander Investment Securities Inc. (Respondent) Member Firm CRD No.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Damian M. Baird, CRD No. 3097243, Respondent Disciplinary Proceeding No. 2023077669201 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. In 2023, Respondent Damian M. Baird failed to provide information and documents and failed to appear for on-the-record testimony that FINRA requested pursuant to FINRA Rule 8210 as part of two separate FINRA investigations into his conduct. As a result, Baird violated FINRA Rules 8210 and 2010.