FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, W AIYER, AND CONSENT NO. 2023080263401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Harshavardhan R. Pakhal (Respondent) Former Investment Banking Representative CRD No. 6354296 Pursuant to FINRA Rule 9216, Respondent Harshavardhan R. Pakhal submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.