FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2024081399101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: John Franzino (Respondent) Investment Company and Variable Contracts Products Representative CRD No. 4734949 Pursuant to FINRA Rule 9216, Respondent John Franzino (Franzino) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023077080601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: ACP Securities, LLC (Respondent) Member Firm CRD No. 139049 Pursuant to FINRA Rule 9216, Respondent ACP Securities, LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.