In May 2026, Respondent Gabriel Gomez refused to produce information or documents as requested pursuant to FINRA Rule 8210. Accordingly, Respondent violated FINRA Rules 8210 and 2010 and consents to a bar from associating with any FINRA member in all capacities.

It has been determined that the Offer be accepted and that findings be made as follows: This case involves “banking-as-a-service,” a business model that allows financial technology companies (“fintechs”) to provide online banking services to members of the public (“end users”). The fintechs, which are not banks, partner with licensed banks, which in turn hold end user funds. Non-FINRA member Synapse Financial Technologies, Inc.