FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016049686501 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: Steven M. Roffman, Respondent Registered Representative CRD No. 1673527 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I submit this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. ANDREW PATRICK YORO (CRD No. 6870944), Respondent DISCIPLINARY PROCEEDING NO. 2018056934901 COMPLAINT The Department of Enforcement alleges as follows: SUMMARY 1. Andrew Patrick Yoro cheated on the Series 7 qualification exam. During unscheduled breaks during that exam, he consulted prohibited study materials and then changed some of his answers.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016050947701 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: Citigroup Global Markets Inc., Respondent CRD No. 7059 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Citigroup Global Markets Inc. (“CGMI” or the “Firm”) submits this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations described

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018056422401 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Edward D. Jones & Co., L.P. ("Edward Jones") Respondent CRD No. 250 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Edward Jones submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations