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FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019061086301 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Craig A. Zabala, Respondent Former Registered Representative CRD No. 2740680 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Craig A. Zabala submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations

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FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018057757201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Micah O. Handell, Respondent General Securities Representative and General Securities Principal CRD No. 5889420 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Micah O. Handell (“Handell” or “Respondent”) submits this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing