FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2014041254101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Pedro Perez-Riu, Respondent Registered Representative CRD No. 2947699 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Pedro Perez-Riu (“Perez” or “Respondent”) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.