FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018057609601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Wesley K. Omoto, Respondent Former Investment Company and Variable Contracts Products Representative CRD No. 1507340 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Wesley K. Omoto submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016050912001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Christopher R. Barone, Respondent Former Registered Representative CRD No. 2032268 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Christopher R. Barone submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019061135101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Thomas J. Crossett, Former General Securities Representative CRD No. 3223221 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Thomas J. Crossett submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059595101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Kari M. Bracy, Respondent Investment Company Variable Contracts Representative CRD No. 5656186 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Kari M. Bracy ("Bracy" or "Respondent") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2014041541403 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Howard Davis, Respondent General Securities Principal CRD No. 1782118 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Howard Davis submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.