NASD LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 20050003783-01 TO: Department of Enforcement NASD RE: Thomas G. Carr, Respondent General Securities Representative CRD No. 2063529 Pursuant to Rule 9216 of NASD Code of Procedure, I, Thomas G. Carr ("Carr"), submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described in Part II below. This AWC is submitted on the condition that, if accepted, NASD will not bring any future

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2020066576401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: David Austin, Respondent Former Investment Company and Variable Contracts Products Representative CRD No. 6702519 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent David Austin submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.