FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016051048101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Albert Dishner, Respondent General Securities Representative CRD No. 1912362 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Albert Dishner ("Dishner") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.