FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064942101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Brian Radoo (Respondent) Former General Securities Representative CRD No. 2558458 Pursuant to FINRA Rule 9216, Respondent Brian Radoo submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019062350301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael Anthony Tavel (Respondent) Former Investment Company and Variable Contracts Representative CRD No. 4862463 Pursuant to FINRA Rule 9216, Respondent Michael Anthony Tavel submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.