2019062900001 Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691 AWC lp (2023-1685751598017).pdf
FINANCIAL INDUSTRY REGULATORY AUTHORITY
LETTER OF ACCEPTANCE, WAIVER, AND CONSENT
NO. 2019062900001
TO: Department of Enforcement
Financial Industry Regulatory Authority (FINRA)
RE: Merrill Lynch, Pierce, Fenner & Smith Incorporated (Respondent)
Member Firm
CRDNo. 7691
Pursuant to FINRA Rule 9216, Respondent Merrill Lynch submits this Letter of Acceptance,
Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule
violations described below.
CDFS
Certified Divorce Financial Specialist (CDFS)
| Designation Essentials | |
|---|---|
| Status | Currently offered and recognized by the issuing organization |
| Designation Notes | Formerly known as Certified Divorce Specialist (CDS) |
| Issuing Organization | Institute of Business & Finance |
| Qualification and Training Requirements | |
| Prerequisites | Candidate must have:
|
| Designation Training Requirements | Self-study course, including written case study |
| Designation Exam Type | Online, proctored, closed-book exams |
| Continuing Education Requirements | 30 hours every two years |
| Verification and Complaints | |
| Online Designation Resource | Online at Find an Advisor |
| Investor Complaint Process | Submit complaints via mail to Executive Director, Institute of Business & Finance, P.O. Box 371243, San Diego, CA 91237. |
| Published List of Disciplined Designees | None |
SR-FINRA-2022-015
Rule Filing Status: Approved
Rule change to amend Rule 8312 (FINRA BrokerCheck Disclosure) to release information on BrokerCheck® as to whether a particular member firm or former member firm is currently designated as a “Restricted Firm” pursuant to Rule 4111 (Restricted Firm Obligations) and Rule 9561 (Procedures for Regulating Activities Under Rule 4111).