FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018060678201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: BGC Financial, L.P. (Respondent) Member Firm CRD No. 19801 Pursuant to FINRA Rule 9216, Respondent BGC Financial, L.P. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020065340901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Open to the Public Investing, Inc. (Respondent) Member Firm CRD No. 127818 Pursuant to FINRA Rule 9216, Respondent Open to the Public Investing, Inc. (Public Investing) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. James Iannazzo, CRD No. 2807988 Disciplinary Proceeding No. 2020067734001 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Over the course of more than six years, while associated with FINRA member Merrill Lynch, Pierce, Fenner & Smith, Inc.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023078789801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Randall G. Skrabonja (Respondent) Former General Securities Representative CRD No. 1858245 Pursuant to FINRA Rule 9216, Respondent Randall G. Skrabonja submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.