FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022073419203 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Stephen Philip King (Respondent) Former General Securities Principal CRD No. 1590508 Pursuant to FINRA Rule 9216, Respondent Stephen Philip King submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022074306901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Roger Peter Daly (Respondent) Former General Securities Representative Former Government Securities Representative CRD No. 1423097 Pursuant to FINRA Rule 9216, Respondent Roger Peter Daly submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023078093901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael T. Shoniker (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 6402676 Pursuant to FINRA Rule 9216, Respondent Michael T. Shoniker submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

BEFORE THE NATIONAL ADJUDICATORY COUNCIL FINANCIAL INDUSTRY REGULATORY AUTHORITY In the Matter of Department of Enforcement, Complainant, vs. Stephen Walter Pendergast, Roxbury, CT, Respondent. DECISION Expedited Proceeding No. ARB240006 Dated: September 23, 2024. Respondent failed to pay fully an arbitration award and failed to establish a bona fide inability-to-pay defense.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018056490321 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Christopher P. Gallo (Respondent) General Securities Representative CRD No. 6045888 Pursuant to FINRA Rule 9216, Respondent Christopher P. Gallo submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021069460001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Independent Financial Group, LLC (Respondent) Member Firm CRD No. 7717 Pursuant to FINRA Rule 9216, Respondent Independent Financial Group, LLC (IFG) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.