FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068653101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Osaic Wealth, Inc., formerly known as Royal Alliance Associates, Inc. Member Firm CRD No. 23131 Pursuant to FINRA Rule 9216, Respondent Osaic Wealth, Inc. (CRD No. 23131) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2024082486101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Howard Kavinsky (Respondent) General Securities Representative CRD. No. 5881623 Pursuant to FINRA Rule 9216, Respondent Howard Kavinsky submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068650901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Cambridge Investment Research, Inc. Member Firm CRD No. 39543 Pursuant to FINRA Rule 9216, Respondent Cambridge Investment Research, Inc. (CRD No. 39543) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO.2024083076001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James Clayton Langford III (Respondent) Former General Securities Representative CRD No. 4579060 Pursuant to FINRA Rule 9216, Respondent James Clayton Langford III submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021069467101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Edward Jones Member Firm CRD No. 250 Pursuant to FINRA Rule 9216, Respondent Edward Jones submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

BEFORE THE NATIONAL ADJUDICATORY COUNCIL FINANCIAL INDUSTRY REGULATORY AUTHORITY In the Matter of Department of Enforcement, Complainant, vs. Peter J. Fetherston, Garden City, New York, Respondent. DECISION Complaint No. 2020065396501 Dated: December 9, 2024. The Hearing Panel found the Department of Enforcement did not demonstrate that the registered representative converted customer funds, or that he provided a false document, information, and testimony to FINRA concerning the purpose of those funds.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019062573101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Wells Fargo Clearing Services, LLC (Respondent) Member Firm CRD No. 19616 Pursuant to FINRA Rule 9216, Respondent Wells Fargo Clearing Services, LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020067449801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: LPL Financial LLC (Respondent) Member Firm CRD No. 6413 Pursuant to FINRA Rule 9216, Respondent LPL Financial LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023080320901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Robert A. Yedid (Respondent) Former General Securities Representative CRD No. 1185909 Pursuant to FINRA Rule 9216, Respondent Robert A. Yedid submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.