If the rule was really meant to "protect" people from losing money, they wouldn't allow gambling in this country. The rule forces people to put more money into brokerage accounts than is really necessary. It also creates a socioeconomic barrier to becoming a trader.

Hopefully someday they reconsider it

Re: Request for Comment on Day Trading Rules (Regulatory Notice 24-13)

To Whom It May Concern:

Jake P. Noch Family Office, LLC. (“JPN Family Office” or “we”) appreciates the opportunity to comment on FINRA’s review of the rules governing day trading and pattern day trading (the “Rules”). We commend FINRA for periodically reassessing the Rules in light of evolving market conditions, technological advances, and shifts in investor behavior.

We write to express our support for two key principles:

Lowering the Pattern Day Trader (PDT) minimum threshold from $25,000 to $2,000 would create a more inclusive and equitable trading environment, enabling retail investors with smaller accounts to participate in day trading without unnecessary financial barriers. The current $25,000 requirement disproportionately favors wealthy individuals and institutions, effectively excluding everyday traders from leveraging the same opportunities to learn, grow, and profit in the market.