FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Stewart Ginn CRD No. 4503197, Respondent Disciplinary Proceeding No. 2021072167901 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Respondent Stewart Ginn, while registered through Independent Financial Group, LLC (“IFG”), churned and excessively traded five customers’ accounts between July 2020 and December 2022 (the “relevant period”). 2. None of the five customers was an aggressive investor. Moreover, three of the customers were retired seniors.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022074043401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Nicholas Blake Williams (Respondent) General Securities Principal and General Securities Representative CRD No. 5836696 Pursuant to FINRA Rule 9216, Respondent Nicholas Williams submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064285601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Kenneth John Arellano (Respondent) General Securities Representative and Investment Company and Variable Contracts Products Representative CRD No. 2660786 Pursuant to FINRA Rule 9216, Respondent Kenneth John Arellano submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023079059301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James M. Green (Respondent) Former General Securities Representative CRD No. 4955243 Pursuant to FINRA Rule 9216, Respondent James M. Green submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019062775801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Todd M. Mezrah (Respondent) Investment Company and Variable Contracts Products Representative CRD No. 2313891 Pursuant to FINRA Rule 9216, Respondent Todd M. Mezrah submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.