FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021071024501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Ryan A. Morfin (Respondent) Former General Securities Representative and Former Operations Professional CRD No. 4581160 Pursuant to FINRA Rule 9216, Respondent Ryan A. Morfin submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.