FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO.2023079739901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James V. Scheidel Jr. (Respondent) General Securities Representative CRD No. 4489589 Pursuant to FINRA Rule 9216, Respondent James V. Scheidel Jr. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO.2023079740701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Barbara S. Savin (Respondent) Investment Company and Variable Contracts Products Representative CRD No. 2123585 Pursuant to FINRA Rule 9216, Respondent Barbara S. Savin submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.