FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. John Lowry, CRD No. 4336146,and Kim Monchik CRD No. 2528972, Respondents. Disciplinary Proceeding No. 2022075597101 COMPLAINT The Department of Enforcement alleges: SUMMARY 1.Between May 2022 and October 2023, respondent John Lowry failed to timelyrespond to two requests made pursuant to FINRA Rule 8210 until after FINRA issued two follow-up Rule 8210 requests and initiated two expedited proceedings to compel compliance.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021070695401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: BBVA Securities Inc. (Respondent) Member Firm CRD No. 27060 Pursuant to FINRA Rule 9216, Respondent BBVA Securities Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023079530001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jacob H. Fournier (Respondent) Former General Securities Representative CRD No. 7442521 Pursuant to FINRA Rule 9216, Respondent Jacob H. Fournier submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023079459502 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jordan Caleb Allen (Respondent) Former General Securities Representative CRD No. 6672861 Pursuant to FINRA Rule 9216, Respondent Jordan Caleb Allen submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022074198701 TO: Department of Enforcement Financial Industry Regulatoiy Authority (FINRA) RE: Renee Lund (Respondent) Associated Person CRDNo. 7172151 Pursuant to FINRA Rule 9216, Respondent Renee Lund submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. STEPHEN JAMES SULLIVAN (CRD No. 3123249), Respondent. Disciplinary Proceeding No. 2018056490311 Hearing Officer–BDC DEFAULT DECISION August 23, 2024 Respondent is barred from associating with any FINRA member firm in any capacity for failing to provide testimony and failing to provide documents and information requested in connection with a FINRA investigation, in violation of FINRA Rules 8210 and 2010.