FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Disciplinary Proceeding No. 2022075977501 Department of Enforcement, Complainant, v. Ben Jen (CRD No. 7701847) and Ray Rohne (CRD No. 1942268), Respondents. COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Respondents Ben Jen and Ray Rohne failed to cooperate, or fully cooperate, in FINRA’s investigation into their activities regarding a failed sale of shares in a private space exploration company. Jen failed to produce certain documents and information FINRA requested pursuant to FINRA Rule 8210.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2024082044301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Ryan T. Murphy (Respondent) Former General Securities Representative CRD No. 4332032 Pursuant to FINRA Rule 9216, Respondent Ryan T. Murphy submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064718701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: HB Securities, LLC (Respondent) Member Firm CRD No. 140356 Seung Hoon Kang (Respondent) Associated Person and Unregistered Indirect Owner CRD No. 7172537 Pursuant to FINRA Rule 9216, Respondents HB Securities, LLC (HB Securities) and Seung Hoon Kang (Kang) submit this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018060986401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: SpeedTrader, Inc. (formerly known as Mint Global Markets, Inc.) (Respondent) Member Firm CRD No. 107403 Pursuant to FINRA Rule 9216, Respondent SpeedTrader, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021070378101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) 'RE: Stephen M. Polak (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 5228523 Pursuant to FINRA Rule 9216, Respondent Stephen M. Polak submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022075481501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Kristopher C. Kessler (Respondent) General Securities Representative CRD No. 4543640 Pursuant to FINRA Rule 9216, Respondent Kristopher C. Kessler submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.