FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021069460901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Securities America, Inc. (Respondent) Member Firm CRD No. 10205 Royal Alliance Associates, Inc. (Respondent) Member Firm CRD No. 23131 SagePoint Financial, Inc. (Respondent) Member Firm CRD No.

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FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022074689201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Imani Bailey (Respondent) Former Non-Registered Fingerprint Person CRD No. 7096388 Pursuant to FINRA Rule 9216, Respondent Imani Bailey submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068038501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jay W. Eng (Respondent) General Securities Representative CRD No. 2241817 Pursuant to FINRA Rule 9216, Respondent Jay W. Eng submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.