FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059146801 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Michael David Garris, Respondent Former General Securities Representative CRD No. 1540384 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Michael David Garris ("Respondent") submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018057298401 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Charles L. Laubach, Respondent CRD No. 1097453 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Charles L. Laubach ("Laubach" or "Respondent") submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017055302801 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: Adriana Marcela Agha, Respondent Former Registered Representative CRD No. 4827296 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, I submit this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2014038990602 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Crown Capital Securities, L.P., Respondent Member Firm CRD No. 6312 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Amanda Justine Sarabia CRD No. 6437164, Respondent. Disciplinary Proceeding No. 2018057635002 Hearing Officer LOM ORDER ACCEPTING OFFER OF SETTLEMENT Date: June 21, 2019 INTRODUCTION Disciplinary Proceeding No. 2018057635002 was filed on April 18, 2019, by the Department of Enforcement of the Financial Industry Regulatory Authority (FINRA) (Complainant). Respondent Amanda Justine Sarabia submitted

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016050400401 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Michael Allen Kamperman, Respondent General Securities Representative CRD No. 2002603 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Michael Allen Kamperman ("Kamperman" or "Respondent") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016052528201 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: Lindsey Lee Burik, Respondent General Securities Representative CRD No. 5217229 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, I, Lindsey Lee Burik (“Burik”), submits this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations described

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016049686501 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: Steven M. Roffman, Respondent Registered Representative CRD No. 1673527 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I submit this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. ANDREW PATRICK YORO (CRD No. 6870944), Respondent DISCIPLINARY PROCEEDING NO. 2018056934901 COMPLAINT The Department of Enforcement alleges as follows: SUMMARY 1. Andrew Patrick Yoro cheated on the Series 7 qualification exam. During unscheduled breaks during that exam, he consulted prohibited study materials and then changed some of his answers.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016050947701 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: Citigroup Global Markets Inc., Respondent CRD No. 7059 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Citigroup Global Markets Inc. (“CGMI” or the “Firm”) submits this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations described