The Department of Enforcement alleges: 1. In 2023 and 2024, FINRA was investigating whether Respondent Tejinder Singh made material misrepresentations to improperly obtain a $38,541 Paycheck Protection Program (PPP) loan, the funds from which passed through his broker-dealer, and whether Singh had failed to disclose an outside business activity on his Form U4. 2.

The Department of Enforcement alleges: Respondent Meredith Webber failed to respond to requests for documents and information that FINRA made pursuant to FINRA Rule 8210 and failed to provide on-the-record (“OTR”) testimony that FINRA requested pursuant to FINRA Rule 8210 as part of FINRA’s investigation into whether Webber misappropriated funds from two elderly customers. As a result, Webber violated FINRA Rules 8210 and 2010.

The Department of Enforcement alleges: SUMMARY 1. In October and November 2024, Respondent Nana Kwame Kwakye-Bissah failed to respond to requests for documents and information that FINRA made pursuant to FINRA Rule 8210 as part of FINRA’s investigation into whether Kwakye-Bissah falsified documents and converted customer funds. As a result, Kwakye-Bissah violated FINRA Rules 8210 and 2010.

The Department of Enforcement alleges: SUMMARY 1. Respondent Calvin Lee Gray failed to provide information and documents that FINRA requested pursuant to FINRA Rule 8210 as a part of an investigation into whether Gray violated any FINRA Rules or federal securities laws while associated with Wells Fargo Clearing Services, LLC (CRD No. 19616).

The Department of Enforcement alleges: SUMMARY 1. In October 2022, Respondent Ishmael Williams, while registered with FINRA through an association with PFS Investments Inc. (CRD No. 10111), falsely certified to the State of New York that he had personally completed the continuing education (CE) required to renew his state insurance license when, in fact, another person had completed that CE on his behalf. As a result of the foregoing, Williams violated FINRA Rule 2010. 2.

The Department of Enforcement alleges: Between November 24, 2023, and February 7, 2024, Respondent Ana Maria Dimco (“Dimco”) improperly used firm funds to make purchases that were not related to any business of her employer firm, Columbia Management Investment Distributors Inc. Specifically, Dimco incurred a total of $20,157.92 in charges on the corporate American Express card issued to her to pay for personal expenditures such as clothing, travel, a laptop, medical and beauty treatments, and other personal expenses while on an approved medical leave from her firm.

The Department of Enforcement alleges: Respondent Santiago J. Torres, Jr. failed to provide information and documents, and appear for on-the-record testimony, that FINRA requested pursuant to FINRA Rule 8210 as part of an investigation into whether he misappropriated funds and falsified customer documents. By failing to provide the requested information, documents, and testimony, Torres violated FINRA Rules 8210 and 2010.

The Department of Enforcement alleges: SUMMARY 1. For more than two years, Respondent Kevin Herne willfully failed to disclose on his Uniform Application for Securities Industry Registration or Transfer (Form U4) that he had been charged with a felony. As a result, Herne violated Article V, Section 2(c) of FINRA’s By- Laws and FINRA Rules 1122 and 2010.

The Department of Enforcement alleges: 1. On two occasions, Respondent Christopher J. Christensen failed to provide documents and information FINRA requested pursuant to FINRA Rule 8210 as part of FINRA’s examination of Christensen’s outside business activities and private securities transactions. As a result, Christensen violated FINRA Rules 8210 and 2010. 2. Christensen also failed to appear for testimony FINRA requested on two occasions pursuant to FINRA Rule 8210 as part of FINRA’s examination. As a result, Christensen violated FINRA Rules 8210 and 2010.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. James Lukezic CRD No. 4284800, Respondent. Disciplinary Proceeding No. 2022073425001 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. On February 7, 2022, while associated with Old Slip Capital Management, Inc. (CRD No. 7360), Respondent James Lukezic placed six mutual fund exchanges with a total principal value of approximately $1.1 million in the accounts of five customers without the customers’ authorization.