401(k) and Other Employer-Sponsored PlansEmployer-sponsored retirement plans are just that: retirement plans offered by an employer to help its employees save for retirement. Plans are named for the section of the tax code where they’re described. Most are salary-deferral plans, meaning a plan in which the employee designates a portion of their salary to be deducted and put into the retirement
A member may use negative response letters to effect a bulk transfer of employee equity compensation plan accounts, as directed by an employer.
Who [REDACTED] is the government when it comes to an individual who wants to spend his or her money. If a person is able to buy stock they should be able to make their own choices and decisions. Where does the government get off making decisions for the people. The government is a big woke joke. They have gotten the taxpayers into more problems then they know how to get out of. The government
FINRA is issuing this Regulatory Notice to provide members an update on regulatory coordination efforts concerning compliance with CAT reporting rules (the “CAT compliance rules”). In particular, FINRA and the national securities exchanges, as CAT NMS Plan Participants, have entered into a Rule 17d-2 Plan and corresponding Regulatory Services Agreements (RSAs) to coordinate regulation of the CAT
It’s easy to lose track of 401(k) accounts if you don’t take them with you. As the years go by, companies might be restructured, sold, or go out of business
I do not plan to invest in either leveraged or inverse funds, but I don't feel you should restrict my ability to do so should my investment plans change.
FINRA:
Save-the-Max Calculator
Required Minimum Distribution Calculator
Annual Contribution Limits
Investor Insights: 5 Tips for Automatic Retirement Plan Investing
Investor Insights: The Beginner’s Guide to 401(k)s
Department of Labor:
A Look at 401(k) Fees
What You Should Know About Your Retirement Plan
IRS:
Retirement Plans
SEC:
Employment to Retirement
Pension Plans
The use of leveraged and inverse funds allows investors like myself to easily create planned hedges on various sectors of the markets. Removing or hindering use of these funds would limit individuals planning to use these in their investment mix.
The FINRA plan opposes my right to decide which public equities, bonds and funds to buy and is giving regulators that power over me.
I oppose the FINRA plan and want to maintain me current freedom to invest in securities that I choose.
Summary
Member firms often encourage registered representatives to have succession plans in place to plan for expected or unexpected life events. Succession planning can benefit customers, member firms and registered representatives. This Notice discusses these benefits, as well as common types of succession plans. This Notice also provides an overview of related FINRA rules and administrative
