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Todd O'Neil Comment On Regulatory Notice 22-08

Todd O'Neil
N/A

I have been responsibly using leveraged ETFs as a single-digit percentage of my portfolio for almost three years now, and I personally find the notion that they now could be restricted from individual investors to be utterly outrageous. I am stuck dealing with grossly subpar investments via my pension and Social Security (while I understand the rationale for Social Security writ large), and I have used leverage to increase exposure to risk assets in lieu of being able to do so with investment funds handled on my behalf in such instances. I absolutely do not want to lose access to these after years of usage, nor do I want to see them gated behind advisors, testing, or liquidity requirements. Our whole system of government is facing grave viability and trust issues these days; I sincerely believe that enacting some of these countenanced changes would just further add to the already massive list of reasons to suspect that governing agents and regulators are not acting in the interests of the citizenry. Please do not restrict average citizens' tools with which to try to build wealth in this fashion.