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Timothy Moran Comment On Regulatory Notice 22-08

Timothy Moran
N/A

I (not regulators) know my financial situation, investment time horizon, and how I want to structure my portfolio to meet my financial goals. I should be able to choose investments that are right for me and my family without government interference.

Leveraged funds are an important component of how my portfolio is structured, and I shouldn't have to go through any special process like passing a test before I can invest in public securities like leveraged funds.

I understand leveraged funds and their risks and that they can be a good instrument for short term hedges and trading or held for long periods of time but with extreme volatility relatively to the underly indexes they track. It is my decision whether or not to accept the risks or any financial instruments I purchase.

The amount of risk I'm willing to take in different parts of my portfolio reflect different time horizons of when those funds will be needed. Leveraged funds are important to me in how I have structured my portfolio and I object to the proposed restrictions included in FINRA Regulatory Notice #22-08.