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Thomas Maikowski Comment On Regulatory Notice 22-08

Thomas Maikowski
N/A

Comments: The problem is not the product, it is the breadth of knowledge of the solicitor. FINRA enforcement of the solicitor is more important and a better use of time and resources than restricting use of the product. There is no more complex product than indexed annuities and its numerous moving parts, possibly the most oversold by the most uninformed of all products available to the consumer yet I see little to no product restrictions.