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Stephanie Grove Comment On Regulatory Notice 22-08

Stephanie Grove
N/A

High risk/high return investment products should not be privileged to only the very wealthy. Index funds as such give smaller investors access to a wider array of investment tools. Trading the product requires buyers to fill out some extra paperwork demonstrating their understanding of the risk. Limiting the risk that smaller investors take on but not that of high net worth individuals seems anti democratic, plutocratic and wrong. If regulators deem that the financial sector as a whole is taking on too much risk, regulate wealthy individuals the same as small net worth individuals. The people using these leveraged products are just as aware of the risk as wealthy people who have access to leverage for their larger-scale investments.