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Shu Liu Comment On Regulatory Notice 22-08

shu liu
N/A

Comments: -I do not think FINRA should propose limits that may restrict our access to L&I Funds or to disqualify us from trading L&I Funds or other "complex products". Regarding myself, I am an individual investor. I have good understanding of whole economy, market and fundamentals of equities and ETFs. I have MBA degree from Carnegie Mellon University business school. I have been extensively trading and investing stocks/options/ETFs/leveraged ETFs for the past decade, and I have full understanding of the L&I Funds or other "complex products". Therefore, I am qualified for trading L&I Funds or other "complex products". The providers of L&I Funds or other "complex products" usually have full disclosure of their funds, including the characteristics, holdings and risks, etc. I, and I think all other investors, understand the potential risks and reward. -I do have a strong understanding of the characteristics and risks of L&I Funds, and that their purpose is for short-term active trading, and that they should be monitored regularly, consider including a statement to that effect. And I do hold/trade them for relatively short term based on my understanding of economy and fundamentals of equities and ETFs. -My brokerage firms (Etrade, Fidelity) always frequently provide me with a description of the warnings in connection with your investments in L&I Funds, and their rationale, which is very timely and helpful. In sum, I oppose FINRA's proposed limits that may restrict my and our access to L&I Funds or to disqualify me and us from trading L&I Funds or other "complex products" because we truly need a free and transparent market with less burden on redundant and unnecessary limitations. Thanks a lot for your considerations! Regards Shu