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Niral Ramesh Comment On Regulatory Notice 22-08

Niral Ramesh
N/A

I am commenting on FINRA Regulatory Notice #22-08:

- FINRA's proposed limits may restrict my access to L&I Funds or disqualify me from trading L&I Funds or other "complex products".
- I should be able to choose the public investments that are right for me and my family with public investments available to everyone in the public.
- I have a strong understanding of the characteristics and risks of L&I Funds, and that their purpose is for short-term active trading, and that they should be monitored regularly.
- L&I Funds are important to my investment strategies and are a limited but important part of my overall portfolio
- I should not have to go through any special process like passing a test before investing in L&I funds; it is an undue burden on my ability to invest
- My brokerage firm already provides warnings on L&I funds, such as how they are intended for short-term trading, etc

I oppose any new limitations on my ability to invest in L&I funds and urge that these investments continue being available to everyone.